Linkage program bank

It envisages conduct of livelihood promotion programmes in clusters. It also encompasses the complete value chain and offers end-to-end solution to the SHG members. It is to be implemented on a project basis covering 15 to 30 SHGs in a cluster of contiguous villages where from SHG members may be selected.

LEDP will not only facilitate promotion of sustainable livelihoods but also derive full advantage from promotional assistance. NABARD will provide grant support for skill upgradation programmes, establishment of demonstration unit and need based critical infrastructure. LEDP has been mainstreamed in May Subsequent to announcement made by Hon. To facilitate implementation of the Scheme, an exclusive fund viz. A fresh loan can be provided subject to fulfilment of the sanction criteria.

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Economy Trending. Quarterly growth warns deep slowdown knocking on the door. The recovery rates of loans are good and banks have found that the transaction cost of reaching the poor through SHGs is considerably lower rather than direct lending by the bank.

The total savings of these SHGs with banks amounted to Rs crore. The number of credit-linked SHGs under the programme was around 42 lakhs. The initial phase of SHG movement saw concentration of SHGs in the southern parts of the country, but now the SHGs have spread more to the eastern and northeastern regions where the extent of financial exclusion is greater.

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